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Pension Calculator
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Frequently Asked Questions
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Talent Exhibition
No uncertainties here, move to extraordinary!
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Your Micro Pensions Plan
3 Easy Ways to Fund Your Micro Pensions Plan
Introducing Pension- Backed Mortgage
Have you contributed up to 60 months in your retirement savings account and in need of a mortgage? 
One code for all your pension account information
Move your account to Stanbic IBTC
It's all in the numbers.
These numbers would help you understand your Retirement Savings Account a lot better
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It has always been about you
Your Retirement is our passion
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General Notice

We will not ask for gratification in any form (e.g. money, phone airtime) before or after processing withdrawal applications on your Retirement Savings Account (RSA). Please disregard ANY request for gratification

You deserve to RetireWell

Your retirement from work should not mean retirement from your aspirations. We walk with you on your journey to RetireWell and provide you with innovative wealth advisory tips along the way

Over 2 Million customers cannot be wrong

Our customers are at the center of our universe and their feedback is a gift to us! Read what they are saying about us

Here’s a quick guide to get started
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Contributing to your Retirement Savings Account

According to the Pension Reform Act 2014, your employer is mandated to make contributions from your salary into your Retirement Savings Account (RSA)

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Making Withdrawals

Your pension funds are contributed and invested with the expectation of ensuring you have an income if you are out of employment or retired.

Transfer Information
Transfer Information

We are ready to provide you all the information and support you need to transfer your Retirement Savings Account to us

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Multifund Information

The Multi-Fund structure is a framework that aims to align the age and risk profile of RSA holders by dividing the RSA Fund into four distinct Funds.

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Information for Employers

The Pension Reform Act (PRA) 2014 stipulates that all employers with more than three employees are mandated to make pension contribution on behalf of their employees

Money Market Fund Image
Notice to FGN Employees

All employees of Treasury funded Ministries, Departments and Agencies (MDAs) are required to complete verification and enrollment exercise with the National Pension Commission (PenCom)

RSA Mortgage
Introducing Pension-Backed Mortgage

Have you contributed up to 60 months in your retirement savings account and in need of a mortgage?

Book your visit to any of our branches across Nigeria

To get started, simply log-in to the platform, book your visit and you would be assigned a timeslot before visiting the branch. It is convenient, easy, and Zero wait time

Our Audited Company Accounts

View our audited account of RSA Fund and company accounts

Plan | Invest | RetireWell
Planning while you work
Planning While You Work

Most individuals postpone retirement planning, leaving important retirement considerations until the final years of their working life. It is crucial to start early and proactively address retirement-related matters.

Issues in Retirement Planning
Issues in Retirement Planning

Retirement Planning as an exercise the world over is fraught with many challenges. For Nigerian workers who are especially challenged by low levels of income and savings as well as huge family and social responsibilities.

Establishing a Retirement Plan
Establishing a Retirement Plan

Retirement Planning involves all activities from your first employment, up to and after your retirement geared towards ensuring that you and your needs are well provided for in the retirement phase of your life.

Reasons to choose us as your PFA


Stanbic IBTC Pension Managers Limited is backed by strong and reputable financial institutions


Ease of Account Access via Internet, telephone, e-mail and SMS, as well as ease of retirement pay-outs

Track Record

The Stanbic IBTC Group has been managing funds for companies and individuals for over 2 decades


With transaction notifications on all your contributions, quarterly statements and quarterly newsletter,