RSA Fund Information
RSA Fund I
Administrative Fee charged: N100
Variable Income Instruments: Maximum of 95% of Portfolio
Fixed Income Instruments: Implied minimum of 5% and Maximum of 100% of Portfolio
Management Fee: 2.025%
Name of PFC Appointed for the Stanbic IBTC RSA FUND I:
Zenith Pensions Custodian Limited,
4/5th Floor, Civic Tower, Ozumba Mbadiwe Avenue,
Victoria Island, Lagos
Nigeria.
Tel: 02012784354
E-mail: [email protected] and [email protected]
RSA Fund II
Administrative Fee charged : N100
Variable Income Instruments: Maximum of 75% of Portfolio
Fixed Income Instruments: Implied minimum of 25% and Maximum of 100% of Portfolio
Management Fee: 1.575%
Name of PFC Appointed for the Stanbic IBTC RSA FUND II:
Zenith Pensions Custodian Limited,
4/5th Floor, Civic Tower, Ozumba Mbadiwe Avenue,
Victoria Island, Lagos
Nigeria.
Tel: 02012784354
E-mail: [email protected] and [email protected]
RSA Fund III
Administrative Fee charged: N100
Variable Income Instruments: Maximum of 20% of Portfolio
Fixed Income Instruments: Implied minimum of 80% and Maximum of 100% of Portfolio
Management Fee: 1.4325%
Name of PFC Appointed for the Stanbic IBTC RSA FUND III:
Zenith Pensions Custodian Limited,
4/5th Floor, Civic Tower, Ozumba Mbadiwe Avenue,
Victoria Island, Lagos
Nigeria.
Tel: 02012784354
E-mail: [email protected] and [email protected]
RSA Fund IV
Administrative Fee charged : N53.75
Variable Income Instruments: Maximum of 10% of Portfolio
Fixed Income Instruments: Implied minimum of 90% and Maximum of 100% of Portfolio
Management Fee: 7.5% of Earned Income
Name of PFC Appointed for the Stanbic IBTC RSA FUND IV
Zenith Pensions Custodian Limited,
4/5th Floor, Civic Tower, Ozumba Mbadiwe Avenue,
Victoria Island, Lagos
Nigeria.
Tel: 02012784354
E-mail: [email protected] and [email protected]
RSA Fund V
Fund V (Conservative)
Variable Income Instruments: Maximum of 5% of Portfolio
Fixed Income Instruments: Implied minimum of 95% and Maximum of 100% of Portfolio
Fund V (Growth)
Variable Income Instruments: Maximum of 45% of Portfolio
Fixed Income Instruments: Implied minimum of 55% and Maximum of 100% of Portfolio
Name of PFC Appointed for the Stanbic IBTC RSA FUND V:
Zenith Pensions Custodian Limited,
4/5th Floor, Civic Tower, Ozumba Mbadiwe Avenue,
Victoria Island, Lagos
Nigeria.
Tel: 02012784354
E-mail: [email protected] and [email protected]
RSA Fund VI (Active)
Administrative Fee charged: N100
Variable Income Instruments: Maximum of 75% of Portfolio
Fixed Income Instruments: Implied minimum of 25% and Maximum of 100% of Portfolio
Management Fee: 1.575%
Name of PFC Appointed for the Stanbic IBTC RSA FUND VI:
Zenith Pensions Custodian Limited,
4/5th Floor, Civic Tower, Ozumba Mbadiwe Avenue,
Victoria Island, Lagos
Nigeria.
Tel: 02012784354
E-mail: [email protected] and [email protected]
RSA Fund VI (Retiree)
Administrative Fee charged: N100
Variable Income Instruments: Maximum of 10% of Portfolio
Fixed Income Instruments: Implied minimum of 90% and Maximum of 100% of Portfolio
Management Fee: 7.5% of Earned Income
Name of PFC Appointed for the Stanbic IBTC RSA FUND VI (Retiree):
Zenith Pensions Custodian Limited,
4/5th Floor, Civic Tower, Ozumba Mbadiwe Avenue,
Victoria Island, Lagos
Nigeria.
Tel: 02012784354
E-mail: [email protected] and [email protected]
RSA Fund VII
Administrative Fee charged: N100
Variable Income Instruments: Maximum of 30% of Portfolio
Fixed Income Instruments: Implied minimum of 70% and Maximum of 100% of Portfolio
Management Fee: 7.5% of Earned Income
Name of PFC Appointed for the Stanbic IBTC RSA FUND VII:
Zenith Pensions Custodian Limited,
4/5th Floor, Civic Tower, Ozumba Mbadiwe Avenue,
Victoria Island, Lagos
Nigeria.
Tel: 02012784354
E-mail: [email protected] and [email protected]
-
RSA Fund I
-
RSA Fund II
-
RSA Fund III
-
RSA Fund IV
-
RSA Fund V
-
RSA Fund VI (Active)
-
RSA Fund VI (Retiree)
-
RSA Fund VII
Administrative Fee charged: N100
Variable Income Instruments: Maximum of 95% of Portfolio
Fixed Income Instruments: Implied minimum of 5% and Maximum of 100% of Portfolio
Management Fee: 2.025%
Name of PFC Appointed for the Stanbic IBTC RSA FUND I:
Zenith Pensions Custodian Limited,
4/5th Floor, Civic Tower, Ozumba Mbadiwe Avenue,
Victoria Island, Lagos
Nigeria.
Tel: 02012784354
E-mail: [email protected] and [email protected]
Administrative Fee charged : N100
Variable Income Instruments: Maximum of 75% of Portfolio
Fixed Income Instruments: Implied minimum of 25% and Maximum of 100% of Portfolio
Management Fee: 1.575%
Name of PFC Appointed for the Stanbic IBTC RSA FUND II:
Zenith Pensions Custodian Limited,
4/5th Floor, Civic Tower, Ozumba Mbadiwe Avenue,
Victoria Island, Lagos
Nigeria.
Tel: 02012784354
E-mail: [email protected] and [email protected]
Administrative Fee charged: N100
Variable Income Instruments: Maximum of 20% of Portfolio
Fixed Income Instruments: Implied minimum of 80% and Maximum of 100% of Portfolio
Management Fee: 1.4325%
Name of PFC Appointed for the Stanbic IBTC RSA FUND III:
Zenith Pensions Custodian Limited,
4/5th Floor, Civic Tower, Ozumba Mbadiwe Avenue,
Victoria Island, Lagos
Nigeria.
Tel: 02012784354
E-mail: [email protected] and [email protected]
Administrative Fee charged : N53.75
Variable Income Instruments: Maximum of 10% of Portfolio
Fixed Income Instruments: Implied minimum of 90% and Maximum of 100% of Portfolio
Management Fee: 7.5% of Earned Income
Name of PFC Appointed for the Stanbic IBTC RSA FUND IV
Zenith Pensions Custodian Limited,
4/5th Floor, Civic Tower, Ozumba Mbadiwe Avenue,
Victoria Island, Lagos
Nigeria.
Tel: 02012784354
E-mail: [email protected] and [email protected]
Fund V (Conservative)
Variable Income Instruments: Maximum of 5% of Portfolio
Fixed Income Instruments: Implied minimum of 95% and Maximum of 100% of Portfolio
Fund V (Growth)
Variable Income Instruments: Maximum of 45% of Portfolio
Fixed Income Instruments: Implied minimum of 55% and Maximum of 100% of Portfolio
Name of PFC Appointed for the Stanbic IBTC RSA FUND V:
Zenith Pensions Custodian Limited,
4/5th Floor, Civic Tower, Ozumba Mbadiwe Avenue,
Victoria Island, Lagos
Nigeria.
Tel: 02012784354
E-mail: [email protected] and [email protected]
Administrative Fee charged: N100
Variable Income Instruments: Maximum of 75% of Portfolio
Fixed Income Instruments: Implied minimum of 25% and Maximum of 100% of Portfolio
Management Fee: 1.575%
Name of PFC Appointed for the Stanbic IBTC RSA FUND VI:
Zenith Pensions Custodian Limited,
4/5th Floor, Civic Tower, Ozumba Mbadiwe Avenue,
Victoria Island, Lagos
Nigeria.
Tel: 02012784354
E-mail: [email protected] and [email protected]
Administrative Fee charged: N100
Variable Income Instruments: Maximum of 10% of Portfolio
Fixed Income Instruments: Implied minimum of 90% and Maximum of 100% of Portfolio
Management Fee: 7.5% of Earned Income
Name of PFC Appointed for the Stanbic IBTC RSA FUND VI (Retiree):
Zenith Pensions Custodian Limited,
4/5th Floor, Civic Tower, Ozumba Mbadiwe Avenue,
Victoria Island, Lagos
Nigeria.
Tel: 02012784354
E-mail: [email protected] and [email protected]
Administrative Fee charged: N100
Variable Income Instruments: Maximum of 30% of Portfolio
Fixed Income Instruments: Implied minimum of 70% and Maximum of 100% of Portfolio
Management Fee: 7.5% of Earned Income
Name of PFC Appointed for the Stanbic IBTC RSA FUND VII:
Zenith Pensions Custodian Limited,
4/5th Floor, Civic Tower, Ozumba Mbadiwe Avenue,
Victoria Island, Lagos
Nigeria.
Tel: 02012784354
E-mail: [email protected] and [email protected]
RSA Funds Returns
| S.N | Funds | 2024 Returns | 3yr Rolling Average | 3yr Rate of Return% | 3yr Sharpe Ratio |
|---|---|---|---|---|---|
| 1 | RSA Fund I | 18.20% | 17.60% | 21.81% | 4.61 |
| 2 | RSA Fund II | 14.53% | 12.95% | 17.82% | 0.91 |
| 3 | RSA Fund III | 12.82% | 11.69% | 14.37% | -5.75 |
| 4 | RSA Fund IV | 13.81% | 12.52% | 14.07% | -13.09 |
| 5 | RSA Fund V | 19.48% | 16.91% | 20.34% | 7.97 |
| 6 | RSA Fund VI (Active) | 17.62% | 14.69% | 18.09% | 2.59 |
| 7 | RSA Fund VI (Retiree) | 16.66% | 12.98% | 15.78% | -4.54 |
Also read about
Multifund Information
The Multi-Fund structure is a framework that aims to ensure RSA Funds are managed according to the age and risk profile of RSA holders.
Contributing to a Retirement Savings Account
In accordance with the Pension Reforms Act (PRA) 2014, employers are required to make contributions to the Retirement Savings Account (RSA) of their employees. The minimum is 10% for the employer and 8% for the employee. Following the introduction of the new platform by the National Pension Commission in collaboration with the approved Payment Solution Service Providers (PSSPs), payments must be made through the Online Pension Contribution Remittance System (PCRS). These payments are exclusively made by employers and are credited to the RSAs of employees once processed through the Online PCRS.