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Frequently Asked Questions

RSA Fund Information

RSA Fund I

Administrative Fee charged: N100
Variable Income Instruments: Maximum of 75% of Portfolio
Fixed Income Instruments: Implied minimum of 25% and Maximum of 100% of Portfolio
Management Fee: 1.935%

Name of PFC Appointed for the Stanbic IBTC RSA FUND I:
Zenith Pensions Custodian Limited,
4/5th Floor, Civic Tower, Ozumba Mbadiwe Avenue,
Victoria Island, Lagos
Nigeria.

Tel: (01) – 2782900-30
E-mail: enquiries@zenithcustodian.com and customercare@zenithcustodian.com


View RSA Fund I Price History
RSA Fund II

Administrative Fee charged : N100
Variable Income Instruments: Maximum of 55% of Portfolio
Fixed Income Instruments: Implied minimum of 45% and Maximum of 100% of Portfolio
Management Fee: 1.575%

Name of PFC Appointed for the Stanbic IBTC RSA FUND II:
Zenith Pensions Custodian Limited,
4/5th Floor, Civic Tower, Ozumba Mbadiwe Avenue,
Victoria Island, Lagos
Nigeria.

Tel: (01) – 2782900-30
E-mail: enquiries@zenithcustodian.com and customercare@zenithcustodian.com

View RSA Fund II Price History
RSA Fund III

Administrative Fee charged: N100
Variable Income Instruments: Maximum of 20% of Portfolio
Fixed Income Instruments: Implied minimum of 80% and Maximum of 100% of Portfolio
Management Fee: 1.433%

Name of PFC Appointed for the Stanbic IBTC RSA FUND III:
Zenith Pensions Custodian Limited,
4/5th Floor, Civic Tower, Ozumba Mbadiwe Avenue,
Victoria Island, Lagos
Nigeria.

Tel: (01) – 2782900-30
E-mail: enquiries@zenithcustodian.com and customercare@zenithcustodian.com


View RSA Fund III Price History
RSA Fund IV

Administrative Fee charged : N52.50
Variable Income Instruments: Maximum of 10% of Portfolio
Fixed Income Instruments: Implied minimum of 90% and Maximum of 100% of Portfolio
Management Fee: 7.5% of Earned Income

Name of PFC Appointed for the Stanbic IBTC RSA FUND IV

Zenith Pensions Custodian Limited,
4/5th Floor, Civic Tower, Ozumba Mbadiwe Avenue,
Victoria Island, Lagos
Nigeria.

Tel: (01) – 2782900-30

E-mail: enquiries@zenithcustodian.com and customercare@zenithcustodian.com

View RSA Fund IV Price History
RSA Fund V

Administrative Fee charged: N20 for contributions less than 4000 and 80 for contributions from 4000 and above
Variable Income Instruments: Maximum of 5% of Portfolio
Fixed Income Instruments: Implied minimum of 95% and Maximum of 100% of Portfolio

 

 

Name of PFC Appointed for the Stanbic IBTC RSA FUND V:
Zenith Pensions Custodian Limited,
4/5th Floor, Civic Tower, Ozumba Mbadiwe Avenue,
Victoria Island, Lagos
Nigeria.

Tel: (01) – 2782900-30
E-mail: enquiries@zenithcustodian.com and customercare@zenithcustodian.com


View RSA Fund V Price History
RSA Fund VI

Variable Income Instruments: Maximum of 55% of Portfolio
Fixed Income Instruments: Implied minimum of 45% and Maximum of 100% of Portfolio


Name of PFC Appointed for the Stanbic IBTC RSA FUND VI:
Zenith Pensions Custodian Limited,
4/5th Floor, Civic Tower, Ozumba Mbadiwe Avenue,
Victoria Island, Lagos
Nigeria.

Tel: (01) – 2782900-30
E-mail: enquiries@zenithcustodian.com and customercare@zenithcustodian.com
 

  • RSA Fund I
  • RSA Fund II
  • RSA Fund III
  • RSA Fund IV
  • RSA Fund V
  • RSA Fund VI

Administrative Fee charged: N100
Variable Income Instruments: Maximum of 75% of Portfolio
Fixed Income Instruments: Implied minimum of 25% and Maximum of 100% of Portfolio
Management Fee: 1.935%

Name of PFC Appointed for the Stanbic IBTC RSA FUND I:
Zenith Pensions Custodian Limited,
4/5th Floor, Civic Tower, Ozumba Mbadiwe Avenue,
Victoria Island, Lagos
Nigeria.

Tel: (01) – 2782900-30
E-mail: enquiries@zenithcustodian.com and customercare@zenithcustodian.com


View RSA Fund I Price History

Administrative Fee charged : N100
Variable Income Instruments: Maximum of 55% of Portfolio
Fixed Income Instruments: Implied minimum of 45% and Maximum of 100% of Portfolio
Management Fee: 1.575%

Name of PFC Appointed for the Stanbic IBTC RSA FUND II:
Zenith Pensions Custodian Limited,
4/5th Floor, Civic Tower, Ozumba Mbadiwe Avenue,
Victoria Island, Lagos
Nigeria.

Tel: (01) – 2782900-30
E-mail: enquiries@zenithcustodian.com and customercare@zenithcustodian.com

View RSA Fund II Price History

Administrative Fee charged: N100
Variable Income Instruments: Maximum of 20% of Portfolio
Fixed Income Instruments: Implied minimum of 80% and Maximum of 100% of Portfolio
Management Fee: 1.433%

Name of PFC Appointed for the Stanbic IBTC RSA FUND III:
Zenith Pensions Custodian Limited,
4/5th Floor, Civic Tower, Ozumba Mbadiwe Avenue,
Victoria Island, Lagos
Nigeria.

Tel: (01) – 2782900-30
E-mail: enquiries@zenithcustodian.com and customercare@zenithcustodian.com


View RSA Fund III Price History

Administrative Fee charged : N52.50
Variable Income Instruments: Maximum of 10% of Portfolio
Fixed Income Instruments: Implied minimum of 90% and Maximum of 100% of Portfolio
Management Fee: 7.5% of Earned Income

Name of PFC Appointed for the Stanbic IBTC RSA FUND IV

Zenith Pensions Custodian Limited,
4/5th Floor, Civic Tower, Ozumba Mbadiwe Avenue,
Victoria Island, Lagos
Nigeria.

Tel: (01) – 2782900-30

E-mail: enquiries@zenithcustodian.com and customercare@zenithcustodian.com

View RSA Fund IV Price History

Administrative Fee charged: N20 for contributions less than 4000 and 80 for contributions from 4000 and above
Variable Income Instruments: Maximum of 5% of Portfolio
Fixed Income Instruments: Implied minimum of 95% and Maximum of 100% of Portfolio

 

 

Name of PFC Appointed for the Stanbic IBTC RSA FUND V:
Zenith Pensions Custodian Limited,
4/5th Floor, Civic Tower, Ozumba Mbadiwe Avenue,
Victoria Island, Lagos
Nigeria.

Tel: (01) – 2782900-30
E-mail: enquiries@zenithcustodian.com and customercare@zenithcustodian.com


View RSA Fund V Price History

Variable Income Instruments: Maximum of 55% of Portfolio
Fixed Income Instruments: Implied minimum of 45% and Maximum of 100% of Portfolio


Name of PFC Appointed for the Stanbic IBTC RSA FUND VI:
Zenith Pensions Custodian Limited,
4/5th Floor, Civic Tower, Ozumba Mbadiwe Avenue,
Victoria Island, Lagos
Nigeria.

Tel: (01) – 2782900-30
E-mail: enquiries@zenithcustodian.com and customercare@zenithcustodian.com
 

RSA Funds Returns

S.N Funds 2020 Returns 3yr Rolling Average
1 RSA Fund I 38.90% 21.13%
2 RSA Fund II 15.25% 11.92%
3 RSA Fund III 16.89% 13.57%
4 RSA Fund IV 12.46% 14.26%
5 RSA Fund V 5.58% *N/A

N/A: RSA Fund V commenced in May 2019  hence, it does not have  a 3yr rolling average return.

Also read about
Mutlifund Information Image
Multifund Information

The Multi-Fund structure is a framework that aims to align the age and risk profile of RSA holders by dividing the RSA Fund into four distinct Funds.

Making Voluntary contribution image
Contributing to a Retirement Savings Account

Your employer is mandated by the Pension Reforms Act (PRA) to make contributions from your salary into your Retirement Savings Account (RSA) in the following proportions: Employee 8% and Employer 10%. These contributions are made to our bank account on your behalf and a schedule of contribution detailing beneficiaries of the contributions as well as their RSA details