Nigeria
RSA Fund Information
RSA Fund I
Administrative Fee charged: N100
Variable Income Instruments: Maximum of 75% of Portfolio
Fixed Income Instruments: Implied minimum of 25% and Maximum of 100% of Portfolio
Management Fee: 2.025%
Name of PFC Appointed for the Stanbic IBTC RSA FUND I:
Zenith Pensions Custodian Limited,
4/5th Floor, Civic Tower, Ozumba Mbadiwe Avenue,
Victoria Island, Lagos
Nigeria.
Tel: (01) – 2782900
E-mail: [email protected] and [email protected]
View RSA Fund I Price History
RSA Fund II
Administrative Fee charged : N100
Variable Income Instruments: Maximum of 55% of Portfolio
Fixed Income Instruments: Implied minimum of 45% and Maximum of 100% of Portfolio
Management Fee: 1.575%
Name of PFC Appointed for the Stanbic IBTC RSA FUND II:
Zenith Pensions Custodian Limited,
4/5th Floor, Civic Tower, Ozumba Mbadiwe Avenue,
Victoria Island, Lagos
Nigeria.
Tel: (01) – 2782900
E-mail: [email protected] and [email protected]
RSA Fund III
Administrative Fee charged: N100
Variable Income Instruments: Maximum of 20% of Portfolio
Fixed Income Instruments: Implied minimum of 80% and Maximum of 100% of Portfolio
Management Fee: 1.4325%
Name of PFC Appointed for the Stanbic IBTC RSA FUND III:
Zenith Pensions Custodian Limited,
4/5th Floor, Civic Tower, Ozumba Mbadiwe Avenue,
Victoria Island, Lagos
Nigeria.
Tel: (01) – 2782900
E-mail: [email protected] and [email protected]
View RSA Fund III Price History
RSA Fund IV
Administrative Fee charged : N53.75
Variable Income Instruments: Maximum of 10% of Portfolio
Fixed Income Instruments: Implied minimum of 90% and Maximum of 100% of Portfolio
Management Fee: 7.5% of Earned Income
Name of PFC Appointed for the Stanbic IBTC RSA FUND IV
Zenith Pensions Custodian Limited,
4/5th Floor, Civic Tower, Ozumba Mbadiwe Avenue,
Victoria Island, Lagos
Nigeria.
Tel: (01) – 2782900
E-mail: [email protected] and [email protected]
View RSA Fund IV Price History
RSA Fund V
Administrative Fee charged: N20 for contributions less than 4000 and 80 for contributions from 4000 and above
Variable Income Instruments: Maximum of 5% of Portfolio
Fixed Income Instruments: Implied minimum of 95% and Maximum of 100% of Portfolio
Management Fee: 1%
Name of PFC Appointed for the Stanbic IBTC RSA FUND V:
Zenith Pensions Custodian Limited,
4/5th Floor, Civic Tower, Ozumba Mbadiwe Avenue,
Victoria Island, Lagos
Nigeria.
Tel: (01) – 2782900
E-mail: [email protected] and [email protected]
View RSA Fund V Price History
RSA Fund VI (Active)
Administrative Fee charged: N100
Variable Income Instruments: Maximum of 55% of Portfolio
Fixed Income Instruments: Implied minimum of 45% and Maximum of 100% of Portfolio
Management Fee: 1.575%
Name of PFC Appointed for the Stanbic IBTC RSA FUND VI:
Zenith Pensions Custodian Limited,
4/5th Floor, Civic Tower, Ozumba Mbadiwe Avenue,
Victoria Island, Lagos
Nigeria.
Tel: (01) – 2782900
E-mail: [email protected] and [email protected]
RSA Fund VI (Retiree)
Administrative Fee charged: N100
Variable Income Instruments: Maximum of 10% of Portfolio
Fixed Income Instruments: Implied minimum of 90% and Maximum of 100% of Portfolio
Management Fee: 7.5% of Earned Income
Name of PFC Appointed for the Stanbic IBTC RSA FUND VI (Retiree):
Zenith Pensions Custodian Limited,
4/5th Floor, Civic Tower, Ozumba Mbadiwe Avenue,
Victoria Island, Lagos
Nigeria.
Tel: (01) – 2782900
E-mail: [email protected] and [email protected]
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RSA Fund I
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RSA Fund II
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RSA Fund III
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RSA Fund IV
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RSA Fund V
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RSA Fund VI (Active)
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RSA Fund VI (Retiree)
Administrative Fee charged: N100
Variable Income Instruments: Maximum of 75% of Portfolio
Fixed Income Instruments: Implied minimum of 25% and Maximum of 100% of Portfolio
Management Fee: 2.025%
Name of PFC Appointed for the Stanbic IBTC RSA FUND I:
Zenith Pensions Custodian Limited,
4/5th Floor, Civic Tower, Ozumba Mbadiwe Avenue,
Victoria Island, Lagos
Nigeria.
Tel: (01) – 2782900
E-mail: [email protected] and [email protected]
View RSA Fund I Price History
Administrative Fee charged : N100
Variable Income Instruments: Maximum of 55% of Portfolio
Fixed Income Instruments: Implied minimum of 45% and Maximum of 100% of Portfolio
Management Fee: 1.575%
Name of PFC Appointed for the Stanbic IBTC RSA FUND II:
Zenith Pensions Custodian Limited,
4/5th Floor, Civic Tower, Ozumba Mbadiwe Avenue,
Victoria Island, Lagos
Nigeria.
Tel: (01) – 2782900
E-mail: [email protected] and [email protected]
Administrative Fee charged: N100
Variable Income Instruments: Maximum of 20% of Portfolio
Fixed Income Instruments: Implied minimum of 80% and Maximum of 100% of Portfolio
Management Fee: 1.4325%
Name of PFC Appointed for the Stanbic IBTC RSA FUND III:
Zenith Pensions Custodian Limited,
4/5th Floor, Civic Tower, Ozumba Mbadiwe Avenue,
Victoria Island, Lagos
Nigeria.
Tel: (01) – 2782900
E-mail: [email protected] and [email protected]
View RSA Fund III Price History
Administrative Fee charged : N53.75
Variable Income Instruments: Maximum of 10% of Portfolio
Fixed Income Instruments: Implied minimum of 90% and Maximum of 100% of Portfolio
Management Fee: 7.5% of Earned Income
Name of PFC Appointed for the Stanbic IBTC RSA FUND IV
Zenith Pensions Custodian Limited,
4/5th Floor, Civic Tower, Ozumba Mbadiwe Avenue,
Victoria Island, Lagos
Nigeria.
Tel: (01) – 2782900
E-mail: [email protected] and [email protected]
View RSA Fund IV Price HistoryAdministrative Fee charged: N20 for contributions less than 4000 and 80 for contributions from 4000 and above
Variable Income Instruments: Maximum of 5% of Portfolio
Fixed Income Instruments: Implied minimum of 95% and Maximum of 100% of Portfolio
Management Fee: 1%
Name of PFC Appointed for the Stanbic IBTC RSA FUND V:
Zenith Pensions Custodian Limited,
4/5th Floor, Civic Tower, Ozumba Mbadiwe Avenue,
Victoria Island, Lagos
Nigeria.
Tel: (01) – 2782900
E-mail: [email protected] and [email protected]
View RSA Fund V Price History
Administrative Fee charged: N100
Variable Income Instruments: Maximum of 55% of Portfolio
Fixed Income Instruments: Implied minimum of 45% and Maximum of 100% of Portfolio
Management Fee: 1.575%
Name of PFC Appointed for the Stanbic IBTC RSA FUND VI:
Zenith Pensions Custodian Limited,
4/5th Floor, Civic Tower, Ozumba Mbadiwe Avenue,
Victoria Island, Lagos
Nigeria.
Tel: (01) – 2782900
E-mail: [email protected] and [email protected]
Administrative Fee charged: N100
Variable Income Instruments: Maximum of 10% of Portfolio
Fixed Income Instruments: Implied minimum of 90% and Maximum of 100% of Portfolio
Management Fee: 7.5% of Earned Income
Name of PFC Appointed for the Stanbic IBTC RSA FUND VI (Retiree):
Zenith Pensions Custodian Limited,
4/5th Floor, Civic Tower, Ozumba Mbadiwe Avenue,
Victoria Island, Lagos
Nigeria.
Tel: (01) – 2782900
E-mail: [email protected] and [email protected]
RSA Funds Returns
| S.N | Funds | 2022 Returns | 3yr Rolling Average |
|---|---|---|---|
| 1 | RSA Fund I | 13.00% | 20.67% |
| 2 | RSA Fund II | 8.47% | 10.81% |
| 3 | RSA Fund III | 9.60% | 11.68% |
| 4 | RSA Fund IV | 10.83% | 10.85% |
| 5 | RSA Fund V | 13.68% | 9.28% |
| 6 | RSA Fund VI (Active) | 12.15% | *N/A |
| 7 | RSA Fund VI (Retiree) | 9.01% | *N/A |
N/A: RSA Fund VI (Active and Retiree) commenced in August 2021; hence, they do not have a 3-year rolling average on returns.
Also read about
Multifund Information
The Multi-Fund structure is a framework that aims to ensure RSA Funds are managed according to the age and risk profile of RSA holders.
Contributing to a Retirement Savings Account
In accordance with the Pension Reforms Act (PRA), your employer is required to make the following contributions from your salary to your Retirement Savings Account (RSA): The minimum is 10% for the employer and 8% for the employee. These payments are sent to our Pension Fund Custodian's (PFC) account information below and are credited to your RSA as instructed by your employer on the remittance schedule provided. Note that the remittance schedule is a document in excel format that contains details of all the beneficiaries for the remitted contributions. Account Name: ZPC/SIPML PENSION Account Number: 1010885522 Sort Code: 057150013 Bank: Any Branch of Zenith Bank Plc