Early Retirement

This occurs when an employee voluntarily retires, disengages or is disengaged from active service before attaining the age of 50 or upon completion of the length of service based on the terms of his/her employment.


Mandatory Retirement

This applies when a retirement savings account holder disengages from employment upon attaining the age of 50 or retirement, whichever is later.


Medical Grounds

It shall be when an employee disengages from active service based on the advice of a suitably qualified physician or medical board.


Deceased Persons

Upon the demise of a retirement savings account holder, the personal representative of the deceased or any other person as may be directed by a court of competent jurisdiction. Click to read more


Missing Persons

The employer and/or next-of-kin shall notify any Stanbic IBTC Bank Branch or Stanbic IBTC Pensions Office of the disappearance of the employee/retiree.


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